Conviction of Mind

It is the *mobile* world and wherever you go you can see people speaking in their mobile, even while driving!! There are many service providers in India, Hutch (I prefer this one, cos of its low cost) Airtel (Better coverage all over India next to BSNL) BSNL (Public) Reliance and Tata Indicom (Using CDMA Technology) You can get your monthly rental amount from net and according to your usage there are many plans available. For this you have to do a great research in finding the lowest rent. For example, Recently Hutch announced OneIndia plan (Re. 1 all over India) for Rs. 125/-, if you go to retailer every month. But When I asked for the same to be taken from my balance they are charging the double of it. What will you choose here? (If you are really in need of taking oneIndia plan) I have also seen Hutch giving me Full Talktime for specific recharges with validity (Ex. Rs.875/- recharge, where I will get 6 months validity and 787/- as talktime.) They use two different wor...

In my last post , I advised all to go to Term Insurance. This post is elaborate the same. First of all, on the safer side, you would have chosen to take insurance. Thats right. But what insurance plan to take. There are many insurance plans available in the market. Which to take?.. Thinking.. Here is the solution. You should remember that Insurance agent or Financial advisor has their own family and they also have to look for more money. so, they will also go with the company's plan that gives them more income.. Accept it? There are more companies offering insurance and some of them are, LIC , Kotak , ICICI , etc.,. You can check out the premium for each plan from their website. Dont take a decision to put your money into LIC or any other as someone told you to do so. Take your own decision after analying all the companies. Two things you should have to keep in mind. With Term insurance, 1. you will not get anything back in your life time. 2. Only the nominees will be getting the m...