Conviction of Mind

Computers are ubiquitous and it hasn't left Indian Railways behind. IRCTC is a site for booking train tickets online. Unlike the booking of air tickets, IRCTC accept your debit cards as well. So, those who don't like credit cards (for any matter), can use this site to book tickets online without any fuss. Even now, I can see so many people standing in a long queue to book their tickets! If you know how to create a e-mail online, then you can book a train ticket as well. It will take about 5 minutes to book a ticket online when you have all the other information handy. You can use many other sites to check for the availability and then carry on to this site to book the ticket online. Better use e-ticket option There are two options in the site. one is i-ticket and the other e-ticket. When you choose i-ticket, the ticket booked will be delivered at your doorstep. When you choose e-ticket, the ticket will be instantly delivered through your printer! Even if you don't have a p...

I will demystify the ULIP plan, which is widely used everywhere now-a-days! To state it fast and simple, it is a plan with both Investment and Insurance with Tax benefit. Sounds cool? But it isn't really. Lets see how. ULIP is Unit Linked Insurance Plan, which means they are going to invest in shares (similar to mutual fund) and also give insurance in the meantime as well. There are charges (hidden) everywhere. There are Fund Management charge, Mortality charge, Allocation charge etc., for a ULIP plan and this will be more in the first few years based on the plan. Usually, based on the plan, I year - 15% to 65% II year - 3% to 15% III year - 3% to 15% There is not much charges from the third year in plans offered by few companies out there. So, where these high charges go? Do they really need this much for managing your fund? 1. There should be some amount for giving you insurance and this can't and shouldn't be invested. So, it constitutes fair percentage based on your ...

I downloaded Google chrome and using it for the past few days. Google chrome is the new browser just released by Google, which is going to compete against the giants Microsoft's Internet Explorer and Mozilla Firefox. Recently released Firefox 3.0 made records in downloads. Google chrome released its BETA version recently as a open source only for WINDOWS Operating system to get some quick feedback. A quick snapshot of Google chrome is here. Really Good things about Google Chrome: (1) No Browser Crash Anymore : When you open many sites in the browser, it might cause it to act slow or crash sometimes. The crash sometimes happen when it downloads some data recursively or some large data or for numerous other reasons. Yesterday, I was using Google chrome. I opened a page which had some flash page running and it was actually crashed! But it didn't crash the whole browser. Yeay!!! I love it... Actually, it displayed that there was something crashed in all the other windows...