Now-a-days I am able to see agents for everything. we will see about the finance agents here. Certainly, they will get some commission for being an agent, because they have knowledge. From 1% for PPF account to big fat percentage of your premium amount in insurance policies. The maximum percentage is given for opening an ULIP account, if I am not wrong. I have money. I want to save tax. The deadline is nearing and I get a call from *tax saving* agent. I am saved. Are you really saved?? -- Read on. He explains about the benefits of the most *Hot* plan in the market and I am certainly excited to give the money to him in no-minute. I'd tell the *Hot* plan is *Hot* in the market, not because it is a great product, but because it is a great marketable product. A great marketable product will have one or all of the following properties: (1) A good percentage for agents every year(Most of the cases) Why should one give you his valuable time/money for lesser gains? Think!! (2) Allur...