Conviction of Mind

PayPal is one of the safest option for paying online. With more and more omnipresent payment solutions, Mobile has become the primary option to pay across online and offline in stores. Apple Pay, Samsung Pay and Android Pay are some of the widespread payment options using NFC (Near Field Communications) to pay using mobile. How to use PayPal in Samsung Pay and Android Pay? Just like adding your credit card in Samsung Pay or Android Pay, you can add your PayPal account and log into it. Please do note that only the balance and bank would be used for these payments. It would be a preferred choice to use if you are planning to pay directly from your bank account for all the offline payments easily. Can I use by Bank account to pay through NFC? Yes. Through PayPal inbetween. You can add bank to your PayPal account and verify it. After that, you can add the PayPal account to Android Pay or Samsung pay and BOOM. You are all set to pay all in-store payments through Bank (using Android P...

Andhra Pradesh is a state that was formed on linguistic basis as having people speaking Telugu. Telangana, Royalaseema and Coastal Andhra were part of Andhra Pradesh. Telengana is fighting for its own statehood for a long period of time. Today, Congress Working Committee (CWC) announced the approval for the formation of a new state called Telengana state. Hyderabad would be a common capital for both Telengana and Andhra Pradesh for atleast next 10 years. The new state will be formed after the resolution is formed in the parliament, probably, in the next 4-5 months. Are Telengana people excited? Mostly, Yes. But they would be really excited if Hyderabad was made their capital and Andhra Pradesh was made to create its own capital. Are other Andhra people happy? No. They still think this should not have happened. They are worried about the future of their people in Hyderabad and the future of Hyderabad as such. Is this really true? Everyone agreed? Yes. Its hard to believe. But i...

CRISIL is the leading credit rating company in India. It researches other companies and gives rating to IPOs, other financial debt and equity instruments. It is completely debt free and is one of the best mid to large cap company one can invest in. It also has a good management team and reporting profits year after year. It has always enjoyed being the pioneer in the industry and had good valuations. Now, McGraw Hill Asian Holdings would like to increase the promoter shareholding in the company through an open offer priced at Rs. 1210/-. The open offer period is from July 24 to August 6, 2013. So, the price would be stabilized around Rs. 1210/- till the end of the offer period and then goes back to the real valuation from the market. McGraw Hill Asian Holdings currently hold 52.77% and would like to increase another 22% through this open offer. What does it really mean when a company is making an open offer? If a company is making an open offer, it actually believes in the busines...

There are about 520 engineering colleges in Tamil Nadu that are affiliated to Anna University. Most of the parents wants their children to become a doctor or engineer. The counsel ling for all the engineering colleges affiliated to Anna University started from 21-Jun-13 and happening till 26-July-2013 as per the schedule in  here .  Because of sheer number of colleges and the number of students coming out every year, the engineering stream has completely lost its sheen for those students coming from average colleges. Most of south Indians invest heavily on education of their children. There should be some amount of analysis that should be put in as college is one of the important phase in everyone's life. Students should understand their needs and check if the college satisfies everything that they are looking for. Some of the important parameters that can be used for analysis is provided below. This is no particular order and the priority differs...

The "lump-sum" may mean different amounts to different people. Even for the same person, the "lump-sum" can mean different amounts according to his life stage. These kind of lump-sum amounts are parked mostly for shorter term with a particular goal in mind. The goal can be anything from Buying a car, House, Children's education, marriage, retirement etc., The tenure is important to be identified before considering the investment avenues. Also, the importance of reaching the goal on time also should be considered.  Let us assume, Raj is looking for investing 10L in some investment avenue for best returns in 2-years time frame. He expects the best returns possible during this period. What should he do? The options for him may be., (1) Direct Stock investment (2) Mutual funds (3) Post Office savings schemes (4) FD (5) Purchasing land (6) Corporate bonds/debts (7) Insurance linked Annuity-plan (8) Chit funds (9) Multi-Level Marketing (...

Most of them would have seen a ever-standing long queue near Gemini Bridge in Chennai. You can see the location of U.S.Consulate through this map  http://goo.gl/4t4Z2  . There are different kind of Visa(s) that you can apply to reach U.S. For quick reference, please refer to the below F.A.Qs Why do I need Visa? Most foreign countries require approved Visas for the people from other countries to visit their country. The norms vary from country to country. This U.S. Consulate is responsible for issuing Visas for people visiting "The United States of America" only. Can I apply for any Visa here? The Visa interview happens here. For application and other such details refer to  http://www.ustraveldocs.com/in/index.html  . The visa interview for all the type of Visa for U.S. happens here. The usual schedule now is to record your finger-prints in  OFC  and visa interview in the U.S. consulate on the next day. I had the OFC (offsite Facilitation...

Motherly love is beyond comparison. There is a saying that - "God cannot be there for all of them. So, he created mom". There is a great truth in that. All the mothers in the world love their children and want to give whatever they want. My mom is so special. She gave love, provided care and taught good and bad. She was really fun-loving and enjoys comedy a lot. She laughs and make others laugh with her words. She is a role-model in many ways. She gets up even before the sun rises and gets all the required things for us on time. She knows where things are in the house and helps everyone - from my father to my brother in getting their things.  She was kind and lived for us. There are no words to explain her love. My mom is so special. When my father had Jaundice (Manjal Kamalai), my mom helped him to recover faster. During my campus interview days, I told, I am planning to move out of Chennai for my job. My mom immediately said "you need to move places far away a...