Kotak Securities had announced a referral scheme during the October 2008. I was a customer with Kotak then and they sent a mail to me as well about the referral scheme.
Actually, at that time, two of my friends were also interested in opening a brokerage account and I helped them in getting one in Kotak. There was a big hurdle for one of them while opening, but still managed to open the accounts successfully during the period mentioned in the mail.
As per the mail sent to me, I was supposed to receive a IPOD for referring two friends. But I got a call recently confirming my gift is packed and sent to my address and they say my gift is 'Ferrari RED perfume' (How funny!!).
On further enquiry, I found that they didn't include the second person's referral because his initial opening amount was Rs.20550/- and not above 50000. This came as a surprise to me and I found that they have included this clause after sending a mail to the kotak account holders to refer.
My perspective:
I have helped two of friends during their referral scheme period in opening an account with them. I have the perquisite to demand the IPOD from them.
Hope, this would be their perspective:
Modify the Terms and conditions if it doesn't favor us (them). This was the reason why they introduced the Rs.50000/- clause, which was not there when they send a mail to me.
So, Always keep an eye on the TERMS and CONDITIONS clause when you are eligible for the offers.
Actually, at that time, two of my friends were also interested in opening a brokerage account and I helped them in getting one in Kotak. There was a big hurdle for one of them while opening, but still managed to open the accounts successfully during the period mentioned in the mail.
As per the mail sent to me, I was supposed to receive a IPOD for referring two friends. But I got a call recently confirming my gift is packed and sent to my address and they say my gift is 'Ferrari RED perfume' (How funny!!).
On further enquiry, I found that they didn't include the second person's referral because his initial opening amount was Rs.20550/- and not above 50000. This came as a surprise to me and I found that they have included this clause after sending a mail to the kotak account holders to refer.
My perspective:
I have helped two of friends during their referral scheme period in opening an account with them. I have the perquisite to demand the IPOD from them.
Hope, this would be their perspective:
Modify the Terms and conditions if it doesn't favor us (them). This was the reason why they introduced the Rs.50000/- clause, which was not there when they send a mail to me.
So, Always keep an eye on the TERMS and CONDITIONS clause when you are eligible for the offers.
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